- VISA, VISA Debit, VISA pre-paid
- MasterCard, MasterCard Debit,
- MasterCard pre-paid
- Express companion cards
You may choose to set the same surcharge/service fee rate for a number of different payment schemes, provided that the surcharge/service fee is no greater than the average cost of acceptance of the lowest card accepted. For example, if the surcharge for a credit card is 1.5% and for a debit is 0.5%, you can surcharge a flat maximum rate of 0.5%.
The Government has given to the Australian Competition and Consumer Commission (ACCC) investigation and enforcement power over cases of possible excessive surcharging. Fines may apply. Visit the RBA Website for the latest information.
The ACCC explains payment surcharges here: https://www.accc.gov.au/system/files/1193_Payment%20surcharges_FA_web02.pdf